SWP Duration Table

How to Read the SWP Duration Table

This table shows how many years your corpus will last at different monthly withdrawal amounts. Each row represents a corpus amount from ₹1 lakh to ₹1.5 crore. The columns show duration in years for 5 different monthly withdrawal amounts — ₹10,000, ₹25,000, ₹50,000, ₹1 lakh, and ₹2 lakh. Use the dropdown to switch between expected return rates (6%, 8%, 10%, 12%) to see how fund performance affects corpus longevity.

Values are color-coded for quick reference: green indicates 50+ years (perpetual income), blue indicates 20+ years, yellow indicates 10-20 years, and red indicates under 10 years. Click Export CSV to download the full table for offline analysis.

Why Use a Pre-computed SWP Table?

Unlike interactive calculators that require you to enter values one at a time, this reference table lets you instantly compare SWP outcomes across multiple corpus amounts and withdrawal levels in a single view. Financial advisors and retirees use such tables to quickly determine the minimum corpus needed for a desired monthly income, compare the impact of different withdrawal amounts on corpus longevity, and identify the "sweet spot" where returns can sustain withdrawals indefinitely.