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Calculate stamp duty and registration charges for property purchase across all Indian states and UTs
Women buyers save 1% on stamp duty in Maharashtra. For a ₹50,00,000 property, that is a savings of ₹50,000.
Select state and property value, then click Calculate
Stamp duty is a state-level tax levied on property transactions under the Indian Stamp Act, 1899. It is a mandatory charge paid to the state government when you purchase, sell, or transfer property ownership. The rate varies significantly across India's 28 states and 8 union territories, ranging from as low as 3.5% in Goa to 9.9% in Meghalaya. Stamp duty must be paid before or at the time of property registration; failure to pay attracts penalties of up to 2% per month on the deficit amount. The stamp duty is calculated on the higher of the actual transaction value or the government-assessed circle rate (also called guideline value or ready reckoner rate).
In addition to stamp duty, buyers must pay registration charges to the sub-registrar's office for officially recording the property transfer. Registration charges typically range from 0.5% to 4% of the property value. Some states like Maharashtra cap registration charges at ₹30,000, which benefits buyers of high-value properties. Together, stamp duty and registration charges can add 4-12% to your property acquisition cost, making it crucial to factor these into your home-buying budget.
Several Indian states offer reduced stamp duty rates for women buyers as part of policies to encourage women's property ownership. Notable examples include Delhi (4% for women vs 6% for men), Haryana (5% vs 7%), Uttar Pradesh (5% vs 7%), Punjab (5% vs 7%), and Rajasthan (5% vs 6%). For a ₹1 crore property in Delhi, a woman buyer saves ₹2,00,000 compared to a male buyer. Many families strategically register properties in a woman family member's name to avail this benefit.
Most Indian states now offer online stamp duty payment through their respective e-stamping portals or the Stock Holding Corporation of India (SHCIL) portal. The process involves visiting the state's registration department website, entering property details, paying via net banking/UPI/debit card, and downloading the e-stamp certificate. This certificate is then submitted at the sub-registrar's office during property registration. Some states like Maharashtra (through GRAS portal), Karnataka (KAVERI portal), and Tamil Nadu (TNREGINET) have fully digitized the process. Always verify the e-stamp certificate using the unique identification number (UIN) to avoid fraud.
| Feature | JumpTools | MagicBricks | NoBroker | 99acres |
|---|---|---|---|---|
| Price | Free | Free (ads) | Free (signup) | Free (ads) |
| Privacy | 100% local | Server-side | Account required | Server-side |
| All 33 States | Yes | Major states only | 5-6 cities | Major states only |
| Women Savings | Highlighted prominently | Basic mention | No | No |
| State Comparison Chart | Interactive bar chart | No | No | No |
| Reference Table | All states + CSV | No | No | No |
| No Signup | Yes | Yes | No | Yes |
State-wise stamp duty rates with real-time calculations for every Indian state
Instantly see how much women save on stamp duty in states with lower female rates
Interactive bar chart comparing stamp duty across top 10 states for your property value
Stamp duty + registration charges with total property cost and percentage analysis
Select State Search and select your state from the searchable dropdown of all 33 states and UTs
Set Property Value Use the slider or presets (₹30L, ₹50L, ₹1Cr, ₹2Cr) to set your property value
Choose Gender Select buyer gender - women get lower rates in many states like Delhi, Haryana, UP
View Results See stamp duty, registration charges, total cost, women's savings, and state comparison
Calculate stamp duty and registration charges instantly for all 33 Indian states and UTs. Compare rates across states, see women buyer savings, and get a complete breakdown of property acquisition costs. 100% client-side — your financial data never leaves your browser.