FD Calculator

Calculate Fixed Deposit maturity, interest & TDS

Investment Details

Principal Amount₹5,00,000

Interest Rate (% p.a.)7.5%

Tenure36 months

Compounding Frequency

TDS Settings

Senior Citizen (60+)

PAN Available

TDS Rate: 10% if interest > ₹50,000/year

Enter FD details and click Calculate

Tool Capabilities

Client-Side (Browser)

Files never leave your device

Calculate FD maturity amount
Compare quarterly vs monthly compounding
TDS impact calculation
Senior citizen rate adjustment
Multiple FD comparison

Requires Server-Side

Not available — would need cloud processing

Live FD rates from 50+ banks
Best rate finder across banks
FD ladder strategy optimization

Live bank FD rates require web scraping or banking APIs running on a server.

JumpTools FD Calculator vs BankBazaar vs ClearTax vs Groww

How does our free FD calculator compare to popular alternatives?

Feature	JumpTools	BankBazaar	ClearTax	Groww
Price	Free	Free (ads)	Free (limited)	Free (limited)
Privacy	100% local	Account required	Account required	Account required
Latest Tax Rules	FY 2025-26	FY 2025-26	FY 2025-26	FY 2025-26
Real-time Calc	Yes	Yes	Yes	Yes
Export Results	Yes	No	Paid only	No
No Signup	Yes	No	No	No

Comparison based on publicly available features as of March 2026. No signup required on JumpTools.

TL;DR - Free FD Calculator

Calculate Fixed Deposit maturity amount, interest earned, and TDS deduction. Choose compounding frequency (monthly, quarterly, yearly). Factor in PAN status for accurate TDS calculation.

Maturity amountTDS calculationCompounding optionsSenior citizen rates

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